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Oak Tree Tops

Insect Pests Attacking Florida Trees: From Borers to Scale

Writer: Anthony Riccelli
Anthony Riccelli
2 hours ago
5 min read

Insects get blamed for a lot of tree damage, and sometimes the real problem is the disease or drought stress that let them in. After Common Tree Diseases in Florida: Spot the Signs Early, here are the pests we run into on trees and palms from Clearwater to St. Pete Beach.

The Usual Suspects: Most Common Tree Pests in Florida

Ambrosia Beetles: Tiny boring insects that carry laurel wilt fungus:

  • Attack stressed or wounded trees (redbay, sassafras, swampbay)

  • Leave small holes with sawdust tubes ("toothpicks") sticking out

  • The beetles themselves don't kill trees, the fungus they carry does

  • Prevention: keep trees healthy, avoid wounding, remove infected trees promptly

Scale Insects: Small, immobile pests that suck sap from branches and leaves:

  • Appear as brown, white, or gray bumps on stems and leaf undersides

  • Cause yellowing leaves, stunted growth, and branch dieback

  • Heavy infestations produce sticky "honeydew" that attracts sooty mold

  • Treatment: horticultural oils, systemic insecticides (best applied by pros)

Borers (Various Species): Larvae that tunnel into wood:

  • Leave D-shaped or round exit holes in bark

  • Cause branch dieback, oozing sap, and canopy thinning

  • Often attack stressed trees (drought, construction damage, disease)

  • Prevention: maintain tree health; treatment requires professional injection

Aphids: Small, soft-bodied insects that cluster on new growth:

  • Suck sap, causing leaves to curl and yellow

  • Produce honeydew that leads to sooty mold

  • Usually cosmetic, but heavy infestations weaken young trees

  • Often controlled by natural predators (ladybugs, lacewings)

Palm Pests: Florida's palms face unique threats:

  • Palmetto Weevil: Large beetles that lay eggs in palm crowns; larvae kill the palm

  • Royal Palm Bug: Sucks sap from new fronds, causing brown streaks

  • Ganoderma: Fungal disease (covered last week) that affects many palms

Crew member working high in an oak canopy during crane assisted tree work beside a roofline
Crew members get up into the canopy to see what is really going on with a tree.

How Pests Find Their Way In

Most of the pests above go after trees that are already in trouble. Healthy trees defend themselves with sap, thick bark and vigorous growth, so the insects tend to show up where something has already gone wrong. In our yards around Pinellas Park, Largo and Oldsmar, the same openings come up again and again:

  • Fresh wounds: Torn limbs after a summer storm, a bark scrape from a mower or a bad cut leave soft wood exposed.

  • Poor pruning cuts: Flush cuts and stubs heal slowly and give borers a place to start. A clean cut just outside the branch collar closes much faster.

  • Root disturbance: Trenching, grading and heavy equipment parked over the roots weaken a tree for years.

  • Drought stress: A tree that goes dry for several weeks in spring, before the rainy season starts, is easier prey.

  • Sprinkler habits: Daily light watering keeps roots shallow, and wet bark invites other problems.

The takeaway is that the insect is often the second problem, not the first. If you only deal with the bugs, the tree keeps getting attacked. Fix the stress and the pressure drops.

Signs Your Tree Has a Pest Problem

  • Unusual leaf yellowing, curling, or drop

  • Sticky residue on leaves or surfaces below the tree

  • Visible insects on leaves, branches, or trunk

  • Exit holes in bark with sawdust or frass (insect waste)

  • Wilting or dieback of branches without obvious cause

  • Sooty mold (black, powdery coating) on leaves

What You Can Do Yourself

Monitor Regularly: Walk your property monthly and inspect leaves (top and bottom), branches, and trunks for unusual signs.

Maintain Tree Health: Healthy trees resist pests better. Water properly, mulch, avoid root damage, and prune correctly.

Remove Heavily Infested Branches: For small trees, you can prune out branches with heavy scale or borer damage. Dispose of pruned material away from other trees.

Encourage Beneficial Insects: Plant native flowering plants that attract ladybugs, lacewings, and parasitic wasps (natural pest predators).

A Closer Look at Palms

Palms get a section of their own because they behave differently from shade trees. A palm grows from a single growing point at the top, called the bud. If that bud is damaged, the palm cannot grow a replacement the way an oak can regrow a branch.

  • Watch the newest frond: The center spear should be upright and green. If it browns, bends over or pulls out easily, something is wrong at the bud and time matters.

  • Go easy on trimming: Taking off green fronds stresses a palm and can attract pests, so keep the cuts to brown, dead fronds and flower stalks.

  • Handle new palms carefully: A recently transplanted palm is a weak palm, and weak palms are what palmetto weevils look for.

  • Do not pile debris at the base: Rotting fronds and mulch against the trunk hold moisture and hide insects.

If a palm is already past saving, we can take it down and deal with the stump. For the diagnosis and any treatment, your county's UF/IFAS Extension office or a licensed applicator is the right place to start.

What That Means for Structure

Borer tunnels and heavy scale damage do not just look bad, they can change how a tree carries its weight. A limb riddled with galleries can still be green and leafed out and then drop in the first strong afternoon storm. That matters most for:

  • Large limbs hanging over a roof, pool cage, driveway or play area

  • Trunks with oozing, frass or round exit holes along one side

  • Trees with a thinning crown and a lean that has started to change

In those cases the safe move is to take weight off, trim back the questionable limb or remove the tree, rather than wait to see whether the insects move on.

What We Do and Do Not Do About Pests

We want to be straight about this. Anthony's Tree and Stump Service does not spray, inject or apply chemicals to trees. What we do is the physical work: cutting out dead and infested limbs, reducing weight on a damaged tree, removing a tree that is no longer safe, and grinding or removing the stump afterward. We also haul and chip the debris, and that matters, because infested wood left stacked beside healthy trees can pass the problem along.

If you are not sure which side of the line your tree is on, ask us to take a look, and we will tell you plainly what we see.

When to Call Anthony's Tree and Stump Service

Contact Anthony's Tree and Stump Service if you notice:

  • Large trees with significant pest damage

  • Borers in the trunk or major limbs

  • Palms showing signs of palmetto weevil (often fatal without immediate action)

  • Pest problems on protected or valuable trees

  • A tree you are not sure can be saved

If the damage is serious, we can trim out the affected limbs or take the tree down and grind the stump. Chemical treatment such as systemic insecticides or trunk injections is a job for a licensed applicator, and we are glad to tell you what we see so you know which way to go.

Coming Up Next

Next is When to Remove a Tree: Safety, Health, and Legal Considerations, and how to make one of the hardest calls a homeowner faces.

Talk to Anthony's Tree and Stump Service

If a tree on your property worries you, call us at (727) 254-0338 or request a free estimate. We serve homeowners and businesses across Pinellas and Hillsborough counties from our Oldsmar office.

 
 
 

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